Understanding how a budget operates is among the most challenging areas of home budgeting. It's more involved than just keeping an accurate checkbook. Get information on how to start a budget, track it, set priorities and goals, save money, detect spending patterns, and more. Sponsored by Lighthouse Credit Union.

Matthew Sudsbury-Francois has more than seven years of experience in the banking sector. He began as a teller and advanced to his current position as branch manager at the Biddeford location.

Michael Rumo, who has 13 years of experience in the financial sector and has held a number of positions, is currently Lighthouse's regional manager.