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Old Orchard Beach/Saco Adult and Community Education

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Family, Home & Garden

Buying Your First Home

$30

with Lelah Sullivan

Calendar Feb 3, 2018 at 8 am, runs for 1 week

This Maine hoMEworks class covers the entire process of buying a home: making the decision, budgeting for homeownership, repairing credit, getting approved for a mortgage, choosing a realtor, property inspections, insurance, the closing process, energy efficiency and avoiding predatory lenders. Learn about down payment and closing cost assistance available to first-time homebuyers, veterans and others. Participants earn a Certificate of Completion required for certain mortgage programs, including USDA, ME State Housing Authority and other lenders. Free individualized counseling is available following the class. Please bring a pen, notepad, beverage, snacks and a bag lunch. Register another person at the time of your registration and get a $10 rebate.

Lee Sullivan experienced the home-buying process multiple times and successfully redeveloped several bank-owned residential properties. She is a HUD and hoMEworks-certified housing counselor and homebuyer educator.

Clutter-Free Living

$19

with Lisa Luken

Calendar Feb 27, 2018 at 6 pm, runs for 1 week

in Six Simple Steps

Are you feeling overwhelmed and frustrated with too much stuff in your home and life? Do you wish you could just get organized? Get focused and take action using six simple steps to gain freedom from your stuff, allowing you to live a fuller life and do more of what you love.

Lisa Luken, a simple living coach & consultant, helps individuals organize and simplify their homes, photos & lives.

Cutting the Cable Cord

$39

with Kevin Neely

Calendar Feb 5, 2018 at 6 pm, runs for 2 weeks

How to Save $ and Increase your TV Options

Tired of spending hundreds on cable TV? Sure you get movies, sports and sitcoms from your cable provider that you canít get for free with an antenna, or can you? What is Docis 3.0 and why should you care? How do you set up your network for this technology? What exactly can you save on your TV bill each month? Many cable cutters experience increased options at much more affordable prices. Learn what steps to take to explore this new option in entertainment. We will look at streaming companies like Hulu, FuboTV, SlingTV, Netflix, Amazon, MLB, NFL, NBA and more that cater to the needs of this new consumer clientele. Come join us and see for yourself.

Kevin Neely has spent more than 30 years helping people with computer technology. His career of helping adults learn and be comfortable with technology has taken him throughout North and South America, Europe and Australia.

How to Prevent Identity Theft

Free

with Dt Fred Williams

Calendar Jan 25, 2018 at 6 pm, runs for 1 week

Identity theft is becoming an increasingly common crime. Learn to protect yourself and your family from becoming victims with a seasoned detective! This is valuable information you cannot afford to miss!

Detective Fred Williams, computer forensic analyst, has been with the Saco Police Department since 2003. He has extensive knowledge in fraud investigations.

Money Matters for Young Adults

$9

with Heather Levasseur

Calendar Feb 6, 2018 at 6 pm, runs for 1 week

Budgeting, Debt Management and Savings Tips

Young adults from all economic backgrounds have been living with the realities of a challenging economy, limited job offers and increased living expenses. The first step to gaining a sturdy foundation is to come up with a plan of action and start building your financial road to stability.

Heather Levasseur, a graduate of UME, holds accredited wealth management advisor and registered paraplanner designations through the College for Financial Planning. In the financial services industry since 1994, she has a background in marketing, client budgeting, and investment planning.

The Confidence Of A Well-Planned Life

$9

with Heather Levasseur

Calendar Mar 6, 2018 at 6 pm, runs for 1 week

Many women think about the needs of everyone else in their life despite the fact that women are living longer. Having a written plan for retiring in writing is critical to your long-term success. It changes your focus from ësomedayí to a well-defined series of goals and realistic steps for achieving them. Once goals are defined, milestones can be identified and prioritized to help you pursue your objectives. A written plan enables you to make the connection between todayís needs and tomorrowís goals and how to balance both so one doesnít negate the other.

Heather Levasseur, a graduate of UME, holds accredited wealth management advisor and registered paraplanner designations through the College for Financial Planning. In the financial services industry since 1994, she has a background in marketing, client budgeting, and investment planning.





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