For those in or approaching retirement, many questions must be answered. Explore the added considerations women must make, discuss all aspects of a well-crafted, personalized financial plan and highlight opportunities to address these issues. This class is for anyone looking to prudently plan for an impending or current retirement. Bring a pen and notepad.

Scott Whytock, Certified Financial Planner, has been an investment advisor for 10+ years helping clients plan for issues that arise from the time they enter the workforce through retirement. He assists with investments, insurance, tax planning, estate planning and how all these issues impact you and your family.

This ME hoMEworks Zoom webinar covers the process of buying a home: making the decision, budgeting for homeownership, building credit, mortgage approval, choosing your realtor, inspections, insurance, the closing process, energy efficiency and avoiding predatory lenders. Learn about down payment and closing cost assistance available to first-time homebuyers, veterans and others. Earn a Certificate of Completion required for certain mortgage programs, including USDA, ME State Housing Authority and other lenders. Free individualized counseling is available following the class. Please have pen and notepad available. Registration closes at noon on 7/20.

Required: You must respond to the email from YCCAC to finalize registration and receive Zoom link.

Note: Register the person you are buying your home with at the time of your registration and get a $10 rebate.

Note: Need to get comfy with online classes? For more info visit https://oobsaco.maineadulted.org/online-classes/

Lee Sullivan has experienced the home-buying process multiple times and successfully redeveloped several bank-owned residential properties. She is a HUD and hoMEworks-certified housing counselor and homebuyer educator.