Struggling to make ends meet or carrying debt? Do you want to take control of your money? Join us to learn how to budget effectively. identify different types of debt, and how to eliminate it, prioritize saving, and become financially independent.

Sarah Blondin discovered her love of assisting others through training in the financial services sector. Her main priorities are developing relationships with individuals and helping them understand how money works and how to make it work best for them.

Prescription drugs can be vital as we age but too often we find the costs to be unmanageable. Join us in this educational class as we go over different strategies to save money on prescriptions, from understanding formularies, to prescription drug savings and discount programs, patient assistance and even reputable Canadian pharmacies.

Brianna Henward is a graduate of Cornell University for Business and a local health insurance and medicare advisor, a new mom and caretaker for her adult, special needs sister.

Documents Families Should Have And Considerations for Long-term Care Planning!

A final will and testament, a durable power of attorney, an advanced health care directive, and HIPAA authorization are legal documents that every one of us needs. But as you age, the documents you need may change based on your goals, such as: avoidance of probate, asset protection or long-term care planning. Get your questions addressed while learning the significance of planning for long-term care, and what estate documents you may need to accomplish your goals.

Eleanor Dominguez, Esq., has worked at Ainsworth, Thelin, & Raftice, PA since 2014, focusing on elder law, estate planning and estate administration. In addition, she is accredited in preparing, presenting, and prosecuting claims for veterans’ benefits before the Department of Veterans Affairs.

The Key to a Comfortable Retirement

How much will you need? In this hands-on workshop, participants will learn how to calculate the amount of money they need to retire comfortably, based on their unique lifestyle and financial situation. Many people struggle to answer this fundamental question, but in this course, you’ll be guided step-by-step through the process of determining your retirement "number." You’ll leave with a clear understanding of your current financial position and what’s required to bridge the gap between where you are and where you want to be. Through engaging exercises, you’ll take stock of your income, expenses, and savings, and develop a personalized plan for reaching your retirement goals. By the end of the class, participants will feel empowered and motivated to take actionable steps towards securing their financial future. Please bring a notebook/pen and a calculator.

Anthony Corsino, owner of Zen Financial Planning, LLC in Andover, MA, holds a BS from Bentley, a Certificate in Financial Planning from Boston University, and holds other designations and certificates from The American College of Financial Services, The College for Financial Planning, and Villanova. He teaches financial planners nationwide in multiple university programs and serves as a subject matter expert at Boston University, Regis College, and through Greene Consulting, which partners with several universities including UNH and James Madison.

Acquire the fundamental knowledge and skills necessary to handle first aid, choking, or sudden cardiac arrest situations until emergency medical assistance arrives. Learn how to handle scenarios including bleeding, sprains, bone fractures, and shock. Learn to operate an AED and give CPR to infants, children and adults. Certifications in first aid and CPR are valid for two years and meet the requirements for child care providers.

Karl Finley, an EMT/Paramedic who has served as a volunteer fireman with the Scarborough Fire Department for more than 20 years, previously spent 19 years at the Saco Fire Department. He has 11 years of experience instructing CPR and has been the public education coordinator for nine years.

Chinese medicine practitioners have been using friction to treat pain, reduce fevers, and treat coughs for thousands of years. Today, gua sha can be used to treat conditions such as carpal tunnel, plantar fasciitis, back and neck pain, and facial gua sha for sinus congestion and lymph drainage. Learn the basic scraping techniques, as well as the essential safety precautions. Included will be a calming sequence for the head and neck to encourage lymph flow, which could reduce sinus congestion, facial puffiness, and smooth out wrinkles. Gua sha is simple to learn, highly effective, and can be done on yourself or others. Wear a swimsuit top (no sports bras) if you would like work done on the skin of your upper back and shoulders. Gua sha spoons provided; we will also discuss other tools you can use.

Lisa Bouchard, a qualified massage therapist and acupuncturist, founded the MassageCraft & Acupuncture clinic in 1991.

You work hard for your money. Is your money working for you? Do you have faith in your present investment plan? Join us to learn how to manage risk, use compound interest to your advantage, and invest wisely to achieve your objectives.

Sarah Blondin discovered her love of assisting others through training in the financial services sector. Her main priorities are developing relationships with individuals and helping them understand how money works and how to make it work best for them.

The entire process of purchasing a home is covered in this ME hoMEworks course, including making the decision, setting a budget for homeownership, improving credit, getting a mortgage approval, working with a realtor, inspections, insurance, the closing process, energy efficiency and avoiding predatory lenders. Learn about closing cost and down payment assistance programs available for first-time homebuyers, veterans, and others. Attendees will earn a Certificate of Completion required by USDA, ME State Housing Authority, and other mortgage lenders. Free individualized counseling is offered after the class. Please have pen and paper available. Registration closes at noon on 2/5. You must reply to the email that will be sent to you from YCCAC to complete registration and receive the Zoom link. Register the person you are buying your house with at the same time you do and receive a $10 refund.

Lee Sullivan is the Homebuyer Education Coordinator at York County Community Action Corp. In addition to experiencing the homebuying process multiple times, she is Certified by hoMEworks, HUD and the USDA RD Direct mortgage program.